Shredding

Identity theft is a big problem that will only get worse. I tell my clients to get a cross-cut shredder and one that will do 8 to 12 pages at at time. You can buy them at any big box office supply story such as Staples, Office Max or Office Depot. Usually there is at least one that is on sale or has a rebate.

What do you shred? Anything that could allow anyone to steal your identity. Credit card offers, credit card bills, utility bills, discarded checks, financial statements of any kind that you are throwing out, phone bills, utility bills and anything with a credit card number (including receipts).

Yes, people actually do go through garbage to find these things. That's why shredding them is so important.